Cashless Treatment AssistanceAyushman Bharat | PM RAHAT
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Ayushman Bharat

We support your care with cashless

Pay ₹0 on treatment up to ₹5 lakh/yr

An Indian family talking with a doctor in a modern hospital
  1. Eligibility check
  2. Covered
  3. You pay ₹0
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Ayushman Bharat. We support your care with cashless

We are a free help desk, not a government office. We never charge any fee.

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Name, mobile number, and which scheme. We call you within 24 hours.

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Which scheme? *
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Your information is kept private. We never charge any fee.

Four simple steps. We walk with you.

  1. Check eligibilityTell us a little about the patient. We check which scheme may apply.
  2. Explain the papersWe tell you, in Telugu or English, exactly which documents you need.
  3. Help get the cardIf a card or enrolment is needed, we guide you through it, step by step.
  4. Guide you to a hospitalWe point you to a hospital that accepts the scheme, so treatment can be cashless.
More about these schemes

Ayushman Bharat (PM-JAY)

  • Up to ₹5 lakh a year for hospital treatment, per eligible family.
  • All seniors aged 70 and above are covered, regardless of income.
  • In Telangana this often works together with Rajiv Aarogyasri. The state scheme lists cover of up to ₹10 lakh a year for eligible families. We will check which cover applies to you.

PM RAHAT

Road Accident Victim Hospitalisation and Assured Treatment

  • Cashless treatment up to ₹1.5 lakh for a person injured in a road accident involving a motor vehicle.
  • Cover is for up to 7 days from the date of the accident, on any type of road.
  • Stabilising care can start even before papers are complete — up to 24 hours, or 48 hours if the injury is life-threatening.

Plain answers, in simple words.

Is this help really free?

Yes. We never charge any fee for this guidance. If anyone asks you for money in our name, please tell us.

Are you a government office?

No. We are a free help desk. We are not a government office, and this website is not an official government page.

Who can get Ayushman Bharat?

Eligible families under the scheme can get cover of up to ₹5 lakh a year for hospital treatment. All seniors aged 70 and above are also covered, regardless of income. Eligibility depends on official records. We help you check — we cannot promise approval.

What is PM RAHAT?

It is a government scheme for people injured in a road accident involving a motor vehicle. It can cover cashless treatment up to ₹1.5 lakh, for up to 7 days from the date of the accident.

What papers should I keep ready?

Keep Aadhaar ready (please hide the first 8 digits if you upload it here). If you already have medical reports, you can upload those too. We will tell you if anything else is needed when we call.

How soon will you call me?

We call you back within 24 hours on the mobile number you share.